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This site states the following, "Are You Financially Independent? Request a no-obligation meeting today to discuss your financial future and the possible role of insurance and investments in your financial strategy! Fiduciary vs." We noticed that the web site also stated " Your Retirement Income Planning Checklist." It also stated " Do Not Fill This Out. Get to Know Our Firm. Market fluctuations and economic uncertainty can present challenges for your financial st." The header had retirement as the highest ranking keyword. It was followed by income and strategies which isn't as ranked as highly as retirement.